|
Service |
Charges |
1 |
Locker Rent per annum |
Small – Rs 775/-
Medium – Rs 1550/-
Large – Rs 2600/- |
2 |
Locker Break open charges |
Rs 600/- plus actual charges incurred |
3 |
DDCP charges |
Interest @0.50% + Collection Charges + Out of
Pocket expenses.
In case of cheques returned unpaid, interest @ 16% p.a. after
adjusting the amount collected @ 0.50%. |
4 |
Outstation Cheques collection charges |
Up to Rs 5,000/- - Rs 35/+P&T
More than Rs 5000/- - Rs 5.00 per1000/-
(Min.Rs 35/-)+P&T Postal Tariff is
Rs 40/- or actual, whichever is higher.
(The above rates are to be shared in the ratio of 5050 amongst
our branches and Link Bank. No charges for cheques pertaining
to Subsidy/Margin Money) |
5 |
Banker’s cheque issue charges |
Rs 2.50 per 1000/- or part thereof (Min Rs 25/-)
(No charges if cheques are issued through accounts of Government
Departments) |
6 |
Cancellation/Revalidation of Banker’s cheque |
Rs 60/- per instrument ( for revalidation no charges
for Govt Cheques, if cheques are in their favour) |
7 |
Issue of Duplicate B.Cheque /TDR/STDR/SCC |
Rs 100/- per instrument |
8 |
Purchase of Demand Drafts on behalf of customers |
To be shared on 5050 basis with the link bank-as
per SBI/SBH rates |
9 |
Grameena Pay Order (Multi City Cheques) |
Up to Rs 10,000/- -Rs 30/-
Above Rs 10,000/- Rs 2.50 per Rs 1000/-
Min. Rs 50/- Max. Rs 12500/- |
10 |
Issue of Duplicate Pass Book with latest balance |
Rs 25/- |
11 |
Issue of duplicate statement of account |
Rs 25/- per folio of 40 entries |
12 |
Closure of SB & C.A a/c within one year of
opening |
Rs 60/- |
13 |
Stop Payment instructions |
Rs 60/- per instrument, as well as range of cheques |
14 |
Enquiry relating to old records (>12 months
old) |
Rs 60/- per enquiry |
15 |
Penalty for late payment of RD installments |
Rs 2/- per Rs 100/- per month |
16 |
Service charges for SB/CA inoperative and dormant
a/cs |
Rs 60/- p.a. (No service charges if balance in
the accounts is equal to or more than the stipulated minimum) |
17 |
SB/CA cheque book issue charges |
Rs 2.00 per leaf |
18 |
Postal charges/out of pocket expenses |
Ordinary Rs 15/-; Regd. Post/courier/telegram
Rs 40/- or actuals whichever is higher |
19 |
Service charges for not maintaining minimum balance |
|
| • SB without cheque book- Rural (Min. balance
Rs 100/-) |
Rs 30/- per annum |
| • SB without cheque book- Semi-Urban (Min.
balance Rs 500/-) |
Rs 60/-per annum |
| • SB without cheque book- Urban (Min. balance
Rs 500/-) |
Rs 80/-per annum |
| • SB with cheque book facility-Rural (Min.
balance Rs 500/-) |
Rs 60/- per annum |
| • SB with cheque book facility-Semi-Urban
(Min. balance Rs 1000/-) |
Rs 120/-per annum |
| • SB with cheque book facility--Urban (Min.
balance Rs 1500/-) |
Rs 180/-per annum |
| • CA-Rural (Min. balance Rs 2500/-) |
Rs 120/- per annum |
| • CA- Semi-Urban (Min balance Rs 5000/-) |
Rs 400/- per annum |
| • CA-Urban (Min. balance Rs 5000/-) |
Rs 600/- per annum |
20 |
Cheques deposited returned unpaid |
Local Rs60/-; Outstation Rs 120+P&T –
per instrument |
21 |
Cheques drawn on us returned due to insufficient
funds |
Rs 60/- plus P&T |
22 |
Annual Service Charges-SB/CA-all a/cs |
Rural Rs 30/-p a
Semi Urban Rs 40/- pa
Urban Rs 50/- pa |
23 |
Standing Instructions |
Rs 30/- |
24 |
Safe custody charges |
Rs 60/- per annum ( For box containing SBI dats
etc. collect Locker charges i.e Rs 775/ per annum) |
|
Loan processing charges -
Agricultural segments |
1 |
• Up to Rs 25000/- |
Nil |
| • Rs 25001-Rs 50000/- |
Rs 100/- |
| • Rs 50001 to Rs 200000/- |
Rs 300/- |
| • Above Rs 2.00 lakhs |
Rs 300/- per lakh |
| SIB |
| • Rs 25,001 to Rs 2,00,000/- |
Rs 300/- |
| • More than Rs 2,00,000/- |
Rs 300/- per lakh |
| SHG |
| • Up to Rs 50,000/- |
Nil |
| • Rs 50,001/- to Rs Below 1 lakh |
Rs 100/- per lakh |
| • Rs 1.00 lakh and above |
Rs 300/- per lakh |
2 |
Loan Processing charges –
‘P’ Segment |
| • HTL, CDL, MTL, ETL |
1.25% of the Loan Amount
Pre closure of loan or taken over by other Banks / FIs 2% of
outstandings |
| • PGL |
No charges. In case of pre closure within a month,
Rs 100/- to be charged |
3 |
Inspection Charges |
| For Agrl. loan limits up to Rs 50,000/- |
No inspection charges |
| • For limits up to Rs 25,000/- (only for
SIB) |
Rs 60/- p.a. |
| • >Rs 25,000/- to Rs 2 Lakhs |
Rs 250/- p.a. |
| • >Rs 2 Lakhs to Rs 10 Lakhs |
Rs 1000/-p.a. |
| • More than Rs 10 Lakhs |
Rs 150/- per visit |
4 |
Penal interest for advances other than Agriculture
where limit is>Rs 25,000 |
2% on the overdue installments |
5 |
Issue of No dues certificate |
Rs 50/- per certificate.
No charges for agriculture and Govt .sponsored programmes |
6 |
For issue of Solvency Certificate |
Rs 250/- per Lakh or part thereof with a minimum
of Rs 1000/- |
7 |
Equitable Mortgage Charges |
Rs 0.25% of the limit ( Min. Rs 250/-) |
8 |
Commission on issue of Guarantees |
|
• Against 100% cash deposit |
Rs 200/- plus 0.75% per annum |
|
• Against 50% cash deposit |
Rs 200/- plus 3.00% per annum |
9 |
Charges for serving notices to defaulted customers |
Ordinary Rs 25/-; Regd./Courier-Rs 50/-; Legal
Notice-Rs 250/- |
10
|
Annual Service Charges for
Loan accounts (Except Govt. sponsored schemes) |
| • Limits up to Rs 50,000/- |
Rs 50/- p.a. |
| • Rs 50, 001/- and above |
Rs 100/- p.a. |
